Pricing

$99.99/month

Processing Over $500k/year

  • $0.04 per transaction

  • Interchange (true cost set by Visa/MC)

  • 0% Markup & 0 Basis Points

  • Never pay more as your business grows

  • Grandfathered into monthly rate

  • 100% PCI Compliant

  • 100% Free Touchscreen Equipment

  • Android & iOS Compatible

  • No Statement Fee

  • No Contract

  • No Cancelation Fee

  • Free virtual terminal + invoicing + recurring payments

  • No Batch Fees

  • Next Day Funding

  • Gateway ($10/month)

$99.99/month

+$7.95 for PIC

select

No Contract, $0 Start Up, Cancel Anytime

$59.99/month

Processing Over $500k/year

  • $0.06 per transaction

  • Interchange (true cost set by Visa/MC)

  • 0% Markup & 0 Basis Points

  • Never pay more as your business grows

  • Grandfathered into monthly rate

  • 100% PCI Compliant

  • 100% Free Touchscreen Equipment

  • Android & iOS Compatible

  • No Statement Fee

  • No Contract

  • No Cancelation Fee

  • Free virtual terminal + invoicing + recurring payments

  • No Batch Fees

  • Next Day Funding

  • Gateway ($10/month)

$59.99/month

+$7.95 for PIC

select

No Contract, $0 Start Up, Cancel Anytime

$2.69/month

Ideal for start-ups

  • $0.00 per transaction

  • Flat Rate Pricing on all transactions

  • Simple & Easy Pricing

  • Never pay more as your business grows

  • Android & iOS Compatible 

  • 100% PCI Compliant

  • Free Touchscreen Equipment

  • No Statement Fee

  • No Contract 

  • No cancelation fee 

  • Free virtual terminal + invoicing + recurring payments

  • No Batch Fees

  • Next Day Funding

  • Gateway ($10/month)

$2.69/month

+$0.00 for PIC

select

No Contract, $0 Start Up, Cancel Anytime

Call Us Today!

800-450-0521

Or if you prefer, just email us: info@zpay.ca

Instant Savings Calculator

Additional Features

No Contract & No Cancelation Fee
No Contract, Not Early Termination Fee
Flat Rate Pricing
No monthly fees. Ideal for new businesses that are just getting started.
PCI Compliance
We’ll help you maintain PCI Compliance so you don’t have to worry about it ever again.
Next Day Funding
Never wait. Access your cash the very next day at no additional cost.
Never a Rate Increase

64% of all Merchants are Overpaying…

We’ve worked with 1000s of businesses, and concluded that 64% of all merchants are overpaying for their credit card processing.

This means that most businesses are overpaying by 33%. This is just straight wrong. We’ll help you lower your fees and in effect earn more money that you can reinvest into your business.

2848

Accounts Analyzed

314

Monthly Average Dollars
Saved Per Account

50%

Save On Average
30-50% Every Month

What Makes Us Who We Are

What Makes Us Different

We believe that payment processing should be simple and easy to manage. Because of that, an unlike the bulk of the industry, we’ve introduced a simple monthly fee that makes your costs more predictable. Moreover, we don’t think we should charge you more as your business grows, which is what the industry has generally done. After all, we’re not doing more work, so why should we earn more money from you.

Our Process

It’s not just about sending us a single month’s credit card processing statement. Our service is first and foremost based on understanding you and your business and addressing any pain points you have with your current setup. We’ll make sure that our systems will work with your current workflow and if anything make your day-to-day easier and more simplified.

Who We Are

Founded in Montreal, Canada, Best Rate Review’s founders have over a decade of experience working with merchants to optimize their acceptance of payments.

Client Testimonials

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James Harden Owner, ABC Consultant

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James Harden Owner, ABC Consultant

Frequently Asked Questions

Our rates are very simple. You’ll pay $59.99/month or $99.99/month. You’ll pay $99.99 if you process more than $500k in credit card sales a year. Otherwise you’ll pay just $59.99/month and access the wholesale cost of the credit cards, often saving you $100s if not $1000s per month.

To determine your current rate there is an extremely easy process. Just take ALL of your “monthly fees” and divide them by your “gross credit card sales”. This is a great way to determine what your true, effective rate is per month. Keep in mind that this assumes you’re receiving gross deposits (the full amount you accepted or processed the previous day). This method may not work if you’re on a “daily discount”. Also, remember that your effective rate will vary from month to month. Why? A few reasons: 1) your volume may change 2) the type of cards you accepted (each have a different interest rate or cost) may have changed unless you have the same exact clients month- to-month.

Rest assured that customer service is extremely important to us. And while we’re recommending clients to the correct processor (all processors are heavily vetted and meet our strict guideline), we’re never more than a phone call away from troubleshooting a problem day or night, weekday or weeknight.

Not too long ago the credit card companies made it “illegal” to pass the processing fees onto the customer. But not anymore. Sometimes called “cash discount” or “$0 fee credit card processing”, this options allows you the merchant to pass the cost of the credit card onto the customer. This means that if your total credit card processing bill is $500, it now becomes $0. Ask us today how to get started with this program (but we’ll make sure it’s a fit for your business).

To find out if your Interchange is padded you can either look up each card type you accepted and compare that to Mastercard and Visa’s published rates. Or you can send us your statement and we’ll do it for you, free of charge. We’ll also look for miscellaneous fees that sometimes processors add to make a bit more money.

Accepting payments online is easy and simple. You simply need a gateway, such as Authorize.net. Authorize.net allows you to add any payment provider you like. In fact, switching payment providers (or processors) is as quick as a few lines of code/text, and translates to no downtime and no headache. And best of all, we can help you do this.

Call Us Today!

800-450-0521

Or if you prefer, just email us: info@zpay.ca

Got Questions?

If you have questions, we have answers. Or perhaps you’d like to get more insight into how our service works? Please don’t hesitate to call us toll free at 800-450-0521 or fill out the below form and we’ll have an expert analyst give you a ring.